Workers’ compensation in New York provides benefits to employees who suffer work-related injuries or illnesses. The coverage includes the following:
- Medical Benefits: Workers’ compensation covers the cost of medical treatment related to the workplace injury or illness. This includes doctor visits, hospital stays, surgeries, medications, and other necessary medical services.
- Cash Benefits: If a worker is unable to work due to a work-related injury or illness, they may be eligible for cash benefits. The amount of the benefit is typically a percentage of the worker’s average weekly wage, subject to maximum and minimum limits set by the state.
- Temporary Disability Benefits: If a worker is temporarily unable to work while recovering from a work-related injury or illness, they may receive temporary disability benefits.
- Permanent Disability Benefits: If a worker suffers a permanent impairment as a result of a work-related injury or illness, they may be entitled to permanent disability benefits.
- Vocational Rehabilitation: In some cases, workers may be eligible for vocational rehabilitation services to help them return to suitable employment.
- Death Benefits: If a worker dies as a result of a work-related injury or illness, their dependents may be eligible for death benefits, including funeral expenses and ongoing financial support.
It’s important to note that workers’ compensation is a no-fault system, meaning that employees are generally entitled to benefits regardless of who was at fault for the workplace injury or illness. Employers are required to carry workers’ compensation insurance to cover these benefits.
If you have specific questions about your situation or need more detailed information, it’s advisable to consult with a workers’ compensation attorney or contact the New York State Workers’ Compensation Board for the most up-to-date and accurate information.